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Privacy Policy

SummerSmith, Inc., owner of the e-commerce website “WisdomofLearning.com” has created this Privacy Policy to demonstrate our firm commitment privacy. The following discloses our information-gathering and dissemination practices for this website.

Collection of Data, Contact Information, and Financial Information

IP Address and Cookies

We use Your Internet protocol address to help diagnose problems with our server and to administer our website. We also use Your Internet protocol address to help identify You and Your shopping cart. Our website places “cookies” on Your computer’s hard drive through Your web browsers to keep track of Your identity for the purposes of saving Your shopping cart and saving Your logged-in state so that You do not have to log in each time You visit our website. “Cookies” allow our website to recognize Your computer when You access the website. If You would like to prevent the placement of cookies on Your computer, or remove cookies from Your computer, please access the “Help” portion of Your browser or contact Your browser provider. Please be advised that if You block or remove cookies from Your computer, the website will not recognize Your computer and You may not have access to all portions of the website WisdomofLearning.com.

Contact Information, Financial Information

Our website’s registration and order forms require Users to provide us with contact information to establish subscription accounts and purchase services and products. Wisdomoflearning.com collects each User’s name, address, city, state, postal code, telephone number, and e-mail address. Wisdomoflearning.com uses this information to contact the User regarding subscriptions, orders, and administrative matters. New Users must opt in to receive commercial communications and may opt out of receiving future commercial communications at any time (see “Anti-Spam Policy/Opt-out Choice” below). Wisdomoflearning.com also stores the financial information entered by Users, such as credit card numbers, purchase order numbers, and related identification information. The financial information is only used to bill the User for products and services. Wisdomoflearning.com DOES NOT rent, sell, or exchange User information to any third party, and generally restricts access to User information to qualified Wisdomoflearning.com employees and agents. Wisdomoflearning.com may transmit a customer’s credit card data only to the appropriate credit card company and/or credit card payment processing company. Third parties who need access to Wisdomoflearning.com User information to provide operational or other support services are required by Wisdomoflearning.com to maintain high standards of security. Wisdomoflearning.com gathers only User information that is needed to administer its business and enhance and improve its services and products. Wisdomoflearning.com may disclose a User’s contact or financial information if required to do so by law or in the good-faith belief that such disclosure is necessary to comply with an order of a court or government authority, or a subpoena. Wisdomoflearning.com may also disclose a User’s contact or financial information in the good-faith belief that such disclosure is necessary to protect a User, or Wisdomoflearning.com or the website, or to enforce the applicable Terms and Conditions, in conjunction with an investigation or legal, equitable, or administrative action or proceeding. Wisdomoflearning.com may collect information on the services and products used or viewed by You on the website. Wisdomoflearning.com may use this information to improve our services, customize Your experience, and suggest and offer You services or products according to Your preferences. Wisdomoflearning.com may use this information to identify patterns and trends of use, but will only release or publish any such information in a manner that preserves Your anonymity. Wisdomoflearning.com may transfer part or all of Your information in the case of a merger, acquisition, bankruptcy, or other sale of all or a portion of WisdomofLearning.com’s assets or stock.

Children's Privacy

Wisdomoflearning.com is committed to protecting the online privacy of children. In accordance with the Children’s Online Privacy Protection Act (“COPPA”), Wisdomoflearning.com does not knowingly collect or publish any information personally identifying any child under age 13. Children under age 13 should not access this website and should not post any information personally identifying themselves anywhere on the website, such as a chat room, forum, message board, and/or news group. However, if the parent or guardian of a child under 13 believes that the child has provided us with personally identifiable information, the parent or guardian of that child should contact us if the parent or guardian wants this information deleted from our files. If we otherwise obtain knowledge that our files have personally identifiable information about a child under 13, we will delete that information.

Security

The security of this website and Your information is of great importance to WisdomofLearning.com. This website has reasonable security measures in place to protect the loss, misuse, and alteration of Your information under our control, but we make no assurances about our ability to prevent any such loss, misuse or alteration, and we shall have no liability to You or any third party from any loss, misuse, or alteration. We do not warrant that Your access to the website is completely secure. You should promptly notify Wisdomoflearning.com if Your account, username, or password has been lost or stolen. Wisdomoflearning.com will never ask You for Your password. If You need a new username and/or password, Wisdomoflearning.com will generate a new username and password automatically through its computers and send it to Your e-mail.

Anti-Spam Policy / Opt-out Choice

We are committed to providing Users of this website with the choice to receive or not receive e-mails and/or other communications from WisdomofLearning.com. We strive to comply with the CAN-SPAM Act. We only send commercial e-mails to new Users who have requested or consented to receive e-mails about our services and products. We do not send unsolicited commercial e-mails (“spam”), buy or sell e-mail lists, or use purchased or harvested e-mail lists. We offer commercial e-mail recipients the opportunity to opt out of further communications in every e-mail. Please note that we may not include the opt-out information in non-commercial e-mails (i.e., e-mails concerning Your order, the website’s Terms and Conditions of Use, etc.). If You have questions or concerns regarding a non-commercial e-mail, please contact us using the information under “Contacting WisdomofLearning.com” below.

Modification of Contact Information and/or Financial Information

If You would like to modify Your contact and/or financial information on our database, please log on to Your account by clicking the “Login” link on the website. Once logged on, click on the “My Account” link and the “Edit Contact Info” link. You will be able to edit Your contact and financial information on the “Edit Contact Info” page. If You have any questions or concerns, or would like to remove or modify

Changes to the Privacy Policy

Wisdomoflearning.com may change this Privacy Policy from time to time at its sole and absolute discretion. Please check this website regularly for changes. Substantive revisions to this Privacy Policy shall apply only prospectively.

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